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Homebuyer Education

Part of Austin Habitat for Humanity’s promise is to ensure long-term housing solutions for each family we serve. This includes helping all Austin families, not just Habitat families, stay out of debt and protect their assets and their home. Not sure if you're ready to buy a home? Do you have questions about credit scores and how you can keep yours on track? Want help setting a budget? We are here to help.

Interested? Contact Bertie Samilpa at bsamilpa@ahfh.org or 512-472-8788 x122 to find out more.


Realizing the american dream

There's nothing like getting the keys to your very first home.

If you dream of owning your own home, it can become a reality if you set realistic goals, get sound advice, plan carefully, and understand the costs. This course, open to all first-time homebuyers will help you understand:

 

  1. The advantages of owning a home
  2. The steps to buying a home
  3. Mortgage payments and other costs of homeownership
  4. Credit and affordability
  5. If you are ready to own a home

 

understanding credit

A family celebrates the start of their new Habitat home and the path they're on to protect their investment, thanks to Austin Habitat's housing counseling and education programs.

Understanding credit is an important part of the homebuying process and financial security. Your credit demonstrates your ability to borrow money and pay it back. This class will teach you the importance of maintaining good credit and give you tools and tips to improve your credit rating. It will help you understand:

 

  1. Credit reports and repoting agencies
  2. Credit scores
  3. How to correct errors on a credit report
  4. How to address common credit problems
  5. Ways to establish credit
  6. How to manage debt
  7. Ways to reduce the risk of identity theft
  8. Your credit rights as a consumer

Managing your Money

There's nothing like getting the keys to your very first home.

Managing your personal finances wisely is an important part of the homebuying process and a critical step in achieving financial security. Buying a home may involve changing your spending habits so you can afford the routine costs of homeownership. This class will give you tips on how to manage your money so it doesn't manage you. You will learn how to:

 

  1. Establish a realistic spending plan
  2. Set goals and createa a spending plan to reach your goals
  3. Trim expenses and find ways to save

 

Austin Habitat for Humanity utilizes curriculum and training materials from the NeighborWorks Center for Homeownership Education and Counseling.