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Housing Counseling

Part of Austin Habitat for Humanity’s promise is to ensure long-term housing solutions for each family we serve. This includes helping ALL Austin families, not just Habitat families, stay out of debt and protect their assets and their home.

A solid educational foundation can help families repair credit, climb out of debt and achieve or preserve their dream of homeownership.


Not sure if you're ready to buy a home? Need help repairing your credit or setting a budget? Already own but struggling with your mortgage payments?

we can help

Austin Habitat for Humanity is approved by the US Department of Housing and Urban Development (HUD) to provide counseling, education and advice in housing issues to new and existing homeowners. We provide these services to both our Habitat families and the general public free of charge.


How it workS


Our Housing Counseling Manager meets one-on-one with families to assess their financial situations, discuss options and develop plans designed to fit their unique needs. With this plan, families get out of debt and stay out of debt and stay in their homes!

As a HUD Counseling Agency, we help families:

  • Learn about the home purchasing process and how to avoid predatory lending practices.
  • Learn how to execute a proper budget so they can save for the home of their dreams.
  • Learn to improve their credit and better prepare their finances for a mortgage.
  • Learn tips to maintain the upkeep of their home and improve equity.
  • Develop plans for those in danger of foreclosure.

We also help with:

  • Financial and budgeting counseling
  • Credit counseling
  • Pre-purchase education
  • Post purchase education and counseling
  • Foreclosure intervention
  • Income analysis
  • Budget analysis
  • Individualized work-plans and follow-ups

For more information or to set up an appointment, call Oscar Saenz at 512-472-8788 x 150 or email osaenz@austinhabitat.org.

 

"Austin Habitat for Humanity did an exceptional job in negotiating a workable solution with Wells Fargo in order for me to show commitment to my financial responsibility. I strongly believe without your help, I would not be living in my home today. I’m forever grateful for what you’ve done for me. My hope is that others who find themselves in difficult situations, financial struggles or any other circumstance that would cause them to get behind on their mortgage would have the opportunity of saving their home with the awesome assistance of Austin Habitat for Humanity!" – R.H. (Housing Counseling Client)